I have Medicare Part D but I am worried about affording my co-pay. What should I do?
Please talk to your physician and your pharmacist. Patients often have multiple options, including generic drugs, that address their medical needs.
If you are not already participating, check to see if you qualify for one of the Medicare Savings Programs (QMB, SLMB or ALMB). These help eligible people with coverage of some or all of the following: Medicare Part B premiums, coinsurance and Part D co-pays. The amount of help depends upon the income and assets of the applicant. Please see here for more information: https://portal.ct.gov/DSS/Health-And-Home-Care/Medicare-Savings-Program/Medicare-Savings-Program
If you are covered by Medicare and Medicaid (in Connecticut, Medicaid is called HUSKY Health):
Some patients who participate in Medicare Part D coverage also qualify for Medicaid. For this reason, we refer to them as “dual-eligibles”. For the period of the public health emergency, the Connecticut Department of Social Services (DSS) has suspended the Medicare Part D co-payments that are otherwise required for dually-eligible individuals. If you are dually-eligible, HUSKY Health will cover all of the out-of-pocket costs for your prescription medication.