Producer Individual

About the Producer License

The producer license is the authority to solicit, negotiate or sell Life, Accident & Health or Sickness, Property & Casualty, Personal Lines insurance, Variable Life/Variable Annuity, Credit and/or Limited Lines Travel coverage.

FEESNo pro-rating, non-refundable $50.00 application fee.

FEES STRUCTURE FEES
Amendment $130.00
Reinstatement $130.00
Renewal $160.00
Late Renewal $160.00 for a total of $320.00


DURATIONAfter initial license period, every two years on the last day of the birth month.

APPLICABLE STATUtes C.G.S. §38a-702 to 782
See Laws and Regulations >

HOW TO APPLY FOR AN INITIAL LICENSE

RESIDENTS
  • The pre-licensing course is required before taking the Producer exam.
  • Download the Candidate Handbook and schedule the exam.
  • After passing the exam, wait 1-2 days before apply for the license.
  • Apply by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
(Note: you do not need to submit the passed examination, the Department will verify this information with our vendor.)

Apply Now >
Download handbook >
NON-RESIDENTS
  • Connecticut will grant reciprocity with an equivalent license in your home/resident state.
  • Apply by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
Apply Now >

How to Renew Your License
  • Renewal notices are emailed about 90 days before the expiration date.
  • Apply on the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Renew an Existing License.”
  • For more information please visit our Producer Renewal Information page
Renew with NIPR >
Get more information >

Continuing Education (CE) Requirements for License Renewal
  • Resident Insurance Producers licensed with Life, Accident & Health or Sickness, Property, Casualty or Personal Lines authority, must complete twenty-four (24) CE credits each renewal period.
  • Make sure you have completed all requirements outlined on your transcript. The “status” must read “Compliant” for all categories.
  • You may not “drop” or “remove” a line of authority – the authority held at the beginning of the current license period determines the CE requirement for that license period.
  • If you have completed your CE course(s) and the information is not showing on your transcript, contact the vendor you took the course with directly.
For questions regarding CE Transcripts or CE requirements please contact ce@pearson.com or call (866) 316-4535.

The following individuals do not have a renewal CE requirement:
  • Licensees that hold Credit Only or Limited Lines Travel Only authority
  • Non-Residents
How to Amend Lines of Authority
  • Apply on the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Add Line of Authority.”
  • Note: If you need to amend your license and are within the renewal window (90 days prior to your license expiration date) you must renew the existing license prior to adding any new line of authority. If you try to add a new line of authority prior to renewing your license, the application will be rejected.
Add a Line of Authority >

How to Reinstate a License
  • To reinstate the license for up to one (1) year after expiration date, you will be required to complete the CE requirement (Resident ONLY) and pay a late fee of $160.00, for a total of $320.00. Apply by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Renew an Existing License.”
  • After one (1) year, residents will be required to complete pre-licensing course and pass the exam, prior to submitting the reinstatement application. Apply by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
Renew Existing License >
Apply for a new license >

Waivers Due To Designation

PRE-LICENSING EXEMPTIONS To request a pre-licensing waiver, email the Department a currently dated letter (within 90 days) from the society. In the email, include your name, address, SSN, DOB and what lines of authority you are requesting. Send the email to: cid.licensing@ct.gov, Attn: Producer Pre-Licensing Waiver.

The pre-licensing examination requirement is waived for the following Insurance Producer license applicants:


Life

For any applicant who has been awarded the professional designation of CEBS, ChFC, CIC, CFP, CLU, FLMI and/or LUTCF and provides a current Letter of Designation.

Accident & Health or Sickness

For any applicant who has been awarded the professional designation of CEBS, CLU, HIA, REBC and/or RHU and provides a current Letter of Designation.

Property, Casualty and Personal Lines

For any applicant who has been awarded the professional designation of AAI ARM, CIC and/or CPCU and provides a current Letter of Designation.

Examination Exemption Submit the application by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.” Email the Department a currently dated letter (within 90 days) from the society. Be sure to include your name, and NIPR transaction number. Send the email to: cid.licensing@ct.gov, Attn: Producer Examination Exemption.

The examination requirement is waived for the following Insurance Producer license applicants:


Life

For any applicant who has been awarded the professional designation of CLU and provides a current Letter of Designation.

Accident & Health or Sickness

For any applicant who has been awarded the professional designation of CLU and provides a current Letter of Designation.

Property, Casualty and Personal Lines

For any applicant who has been awarded the professional designation of CPCU and provides a current Letter of Designation.